Budgeting and net worth,
in one app.
Verdant combines YNAB-style envelope budgeting with the complete net-worth, investment, and asset tracking that Empower does well — so you stop juggling two apps.
Free during beta. No credit card required.
The money-app tax
Every finance app is good at one thing and mediocre at the other.
YNAB
Best envelope budgeting. Zero visibility into your investments or real net worth. You pay $109/yr and still need a second app.
Empower / Monarch
Nice net-worth dashboards. Budgeting is an afterthought — no real envelope system, no 'give every dollar a job.'
Verdant does both. Properly.
Built for three kinds of people
Pick the persona that matches you at signup. Verdant tailors the onboarding, default home dashboard, and prompts to how you actually think about money.
The Budgeter
Give every dollar a job.
- Envelope budgeting with Ready to Assign
- Goals: monthly, target balance, target date
- Spending pace indicators on every category
- Bill nudges, scheduled transaction forecasting
The Wealth Builder
Track every dollar you own.
- Net worth across 19 asset classes
- Investment holdings with live prices
- Vehicle depreciation, real-estate metadata
- Milestones that auto-mark as reached
The Whole Picture
Both — and they talk to each other.
- Budget and net worth on one dashboard
- Plaid syncs bank + brokerage automatically
- Payee learning powers auto-categorization
- No switching apps, no reconciling numbers
Your money data, treated like money data
Bank-grade encryption
Every connection is TLS-encrypted in transit. Bank credentials go directly to Plaid — Verdant never sees your password.
Plaid-verified
We use Plaid, the same bank-sync network trusted by Venmo, Chime, Robinhood, and hundreds of other finance apps you already use.
Read-only by default
Verdant can see your transactions but can't move your money. We don't sell data, don't run ads, don't have an analytics tracker on your account pages.
Pricing
Free during beta while we iron out the last few rough edges. After that, planned pricing is $10–15/month — no data resale, no ads, no upsells. You pay, we build the app you actually want.
Start beta free